The Bank of India (BOI), one of India’s leading Public Sector Banks, has officially released the Credit Officer Recruitment Notification 2025 under Project No. 2025-26/01. Through this recruitment drive, BOI aims to fill a total of 514 Credit Officer vacancies in the General Banking Officer (GBO) Stream across MMGS-II, MMGS-III, and SMGS-IV scales.
This recruitment presents a golden opportunity for experienced banking and finance professionals to secure a prestigious officer-level position in a reputed national bank. The online application process will start on 20 December 2025 and close on 05 January 2026.
In this article, you will find complete details about vacancies, eligibility, age limit, salary, exam pattern, selection process, and how to apply online.
Bank of India Credit Officer Recruitment 2025 -Highlights
| Feature | Details |
|---|---|
| Organization | Bank of India (BOI) |
| Post Name | Credit Officer (GBO Stream) |
| Project No. | 2025-26/01 |
| Total Vacancies | 514 Posts |
| Application Mode | Online |
| Application Dates | 20 Dec 2025 – 05 Jan 2026 |
| Official Website | bankofindia.bank.in |
Vacancy Details & Age Limit – BOI Credit Officer
Age is calculated as on 01 November 2025
| Post Name | Scale | Vacancies | Age Limit |
|---|---|---|---|
| Credit Officer | SMGS-IV | 36 | 30 – 40 Years |
| Credit Officer | MMGS-III | 60 | 28 – 38 Years |
| Credit Officer | MMGS-II | 418 | 25 – 35 Years |
| Total | — | 514 | — |
Age Relaxation
- SC/ST: 5 Years
- OBC: 3 Years
- PwBD: 10 Years
(As per Government of India norms)
Educational Qualification & Experience
Candidates must possess a Graduate degree from a recognized university along with relevant experience as mentioned below:
- SMGS-IV: Graduation + 8 years of relevant experience
- MMGS-III: Graduation + 5 years of relevant experience
- MMGS-II: Graduation + 3 years of relevant experience
For detailed post-wise experience requirements in Banking/Financial sectors, candidates should refer to Annexure-I of the official notification.
Application Fees – BOI Recruitment 2025
The application fee must be paid online only.
| Category | Fee |
|---|---|
| General / OBC / EWS | ₹850 (Application + Intimation Charges) |
| SC / ST / PwBD | ₹175 (Intimation Charges Only) |
Salary Structure – BOI Credit Officer Pay Scale
Selected candidates will receive an attractive salary as per officer scale norms:
- MMGS-II: ₹64,820 – ₹93,960
- MMGS-III: ₹85,920 – ₹1,05,280
- SMGS-IV: ₹1,02,300 – ₹1,20,940
In addition to basic pay, officers are entitled to DA, HRA, medical benefits, pension, and other allowances as per bank rules.
Selection Process – BOI Credit Officer 2025
The selection process consists of the following stages:
- Online Examination (Objective Type)
- Personal Interview
- Final Merit List (Online Exam + Interview)
Weightage
- Online Examination: 70%
- Interview: 30%
Note: The Bank reserves the right to conduct only an interview if the number of eligible applications is limited.
Exam Pattern
| Subject | Questions | Marks |
|---|---|---|
| English Language* | 25 | 25 |
| Reasoning Ability | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| Professional Knowledge | 75 | 75 |
| Total | 150 | 150 |
- Exam Duration: 120 Minutes (Composite Time)
- Negative Marking: 0.25 marks per wrong answer
- English Language: Qualifying in nature only
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How to Apply Online – Bank of India Credit Officer
Follow these simple steps to apply online:
- Visit bankofindia.bank.in
- Go to the “Career” section
- Click on “Recruitment of Credit Officers in GBO Stream – Project No. 2025-26/01”
- Click New Registration and enter basic details
- Upload scanned copies of:
- Photograph
- Signature
- Left Thumb Impression
- Handwritten Declaration
- Fill the application form carefully
- Pay the application fee online
- Submit the form and download the application copy
Important Dates
| Event | Date |
|---|---|
| Notification Release | 17 December 2025 |
| Online Application Start | 20 December 2025 |
| Last Date to Apply | 05 January 2026 |
| Online Exam Date | To be notified |
Important Links
| Official notification | Click here |
| Apply Online | Click here |
| Official Website | Click Here |
| Home page | Click here |
Final Words
The Bank of India Credit Officer Recruitment 2025 is a major career opportunity for professionals looking to advance in the banking sector. With 514 officer-level vacancies, attractive pay scales, and a transparent selection process, this recruitment drive should not be missed.
Apply early, prepare strategically, and take the next step toward a prestigious banking career.